INVESTING


INVESTING

ACTIVELY MANAGED: If you choose to have your accounts actively managed, we believe in a team effort. Alphemita will be your Advisor which means we are the ones with the personal relationship with you. We take care of your servicing needs as well as periodically check to see if the investment choices are still suitable for any changes in your life. 

Your Investment Managers: We partner with  Morningstar Managed Portfolios. Morningstar Managed Portfolios span the risk spectrum, with all-encompassing, valuation-driven portfolios that offer long-term diversified solutions to help you meet your financial goals. 

Custodians: We use Fidelity for any actively managed accounts.

Fees: 

Here are the management fees charged by Morningstar:

First  $500,000 --- the range is   .20% to .40% (depending on how aggressive)

Next $500,000 --- the range is .15% to .35% (depending on how aggressive)

Next $1,000,000- the range is .10% to .30%(depending on how aggressive) 

Over $2,000,000 ---the range is .05 % to .20% (depending on how aggressive)

Advisory Fee plus Management fee combined:

First $500,000-- 1% total

Next $500,000--0.90% total

Next $1,000,000--0.80% total

Over $2,000,000---0.70% total



Flat Fee Investment Clients have the option of having a Passively Managed Account or an Actively Managed Account.

Passively Managed  NO advisor fee and NO management fee. 

Custodian is Charles Schwab/TD Ameritrade

We will invest the portfolio in low cost ETFs that match your risk tolerance and time frame. We will review your situation at least once a year to see if any changes need to be made.

Flat Fee Clients who choose Actively Managed Accounts will pay Morningstar's Management Fees listed above but not the advisor fee. 

 

  

Flat Fee Pricing:   See fees here.



Minimum investment: $300,000*

*unless prior arrangements have been made with firm approval

Yes! Let's get started!

*  Alphemita Financial Services ADV Part 2A & 2B