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We hear that saying a lot, think we know what it means, but what does it look like? We see things on tv about a secret boss changing lives through financial gifts, or a stranger paying for someone's surgery, but it’s not always a grand gesture. Sometimes it’s just people being themselves and just being good human beings. I want to share with you how a family’s kindness made a tremendous impact on my life.

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The world is facing serious environmental challenges due to our un-ecofriendly choices. Most of us don’t even realize that how many single use plastic products we consume daily. Plastic is one of the main cause of ocean and land pollution. There are various products you can use as an alternative of plastic ones to sustain a healthy environment for not just human beings, but also the animals. You can start with making small changes in your kitchen which is an integral part of every household. Below are some eco-friendly options you can use as a replacement for plastic products to reduce your plastic consumption.

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The Transformational Journey of a Doctor Who, After Bypass Surgery at 61, Ran Marathons and Climbed Mountains.

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Timing the Market vs Buy and Hold: Things to Consider Should I try to time the market or shall I hold an asset for the long term? This is one of the most common questions asked by millions of people these days. I know I am asked this often. I’ll just say there are two sides to this debate. Most financial Advisors believe that timing the market is a bad idea. Still, the financial media and analysts seem to consistently encourage it. In this article, we will look at both the investment philosophies.

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Do you earn wages in excess of $400,000? If so, consider the following: Under current law, wages up to the taxable maximum ($142,800 in 2021) are subject to Social Security payroll tax. This tax is 12.4% total, typically split evenly by you and your employer. Under Biden's tax plan, the taxable maximum would remain in place; however, when wages exceed $400,000, they would again become subject to Social Security payroll tax. This creates a “donut hole” in the payroll tax scheme (wages between the taxable maximum and $400,000 would not be subject to Social Security payroll tax).

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Over the last decade, the interest in sustainable, responsible, and impact investing has only been increasing. In fact, according to the U.S. Forum of Sustainable & Responsible Investment, such investments have grown by over 38% just between 2016 and 2018, rising from $8.7 trillion to $12 trillion. But what does it all mean in simpler words? For example, fewer investors are willing to contribute to a company that is more profitable because it doesn’t properly dispose of toxic waste. So if you’re interested in investing and take issues like human rights, climate change, and other social-environmental factors seriously, you’ve come to the right page. Let’s discover what ESG, SRI, and Impact Investing mean after all and how the 3 concepts differ from each other.

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Our health and environmental sustainability both depend on our consumption and production decisions. It is necessary that we start transforming our diets and food production to ensure the safety of the planet. Cutting back on meat and shifting to plant based diet not only saves our natural resources but also avoid health risks. Let’s take a look at few benefits of plant based diet for health and the planet.

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Should I be making contributions to – a traditional IRA or a Roth IRA? The answer depends on several different factors that should be considered and discussed.

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What is Self-Talk? Whether you realize it or not, you are always speaking to yourself internally. Self-talk is that inner voice that narrates your life, your views, and your experiences. Your inner dialogue influences not only how you view yourself, but also the world and people around you. Negative self-talk can damage your confidence, mental stability, and relationships. Incorporating a healthy and positive self-talk practice can help shift your perspective and influence practical and helpful problem-solving skills to inspire a more fulfilling life.

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Growing up, most of us have used plastic sandwich bags to pack our lunch or to store the food. They are thrown away after use. This single-used plastic mostly ends up in oceans and landfills causing continuous harm to our environment. With the passage of time, people are becoming aware of these harmful effects and have started switching to eco-friendly alternatives such as reusable sandwich bags.

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